Morningstar Rating
Stock XNYS Rating as of
$497.12 −0.18(0.04%)
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Company Report
Company Report
UnitedHealth Continues to Execute Well as the Top Managed Care Organization
Julie Utterback
Under one roof, UnitedHealth combines a top-tier health insurer (UnitedHealthcare), pharmacy benefit manager (Optum Rx), provider (Optum Health), and health analytics franchise (Optum Insight). The company's integrated strategy has resulted in some of the best returns in the industry in recent years and has been copied at least in part by the late 2018 mergers at CVS Health, which added Aetna's medical insurance assets to its existing retail stores and market-leading PBM, and Cigna, which added Express Scripts' PBM assets to its existing medical insurance operations. Outside of substantial regulator-led reforms, we think these vertically integrated organizations could help bend the healthcare cost curve in the United States, and UnitedHealth should be one of the key leaders of that charge.
UNH is trading at a 218% premium.
Price
$497.12
Fair Value
$724.00
Uncertainty
Medium
- 1-Star Price
- $615.00
- 5-Star Price
- $165.00
- Economic Moat
- Yywzvm
- Capital Allocation
- Ppfsndkcd
Bulls Say, Bears Say
Bulls Say, Bears Say
Bulls
UnitedHealth's strategy of providing medical insurance, pharmacy benefits, and healthcare services creates a powerful alignment of incentives that should help clients control their healthcare costs better than pure-play competitors.
Bears
Economic downturns could cut into UnitedHealth's near-term earnings power, especially if employer-based insurance rolls shrink.
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News
News
- SHAREHOLDER ALERT: Pomerantz Law Firm Announces the Filing of a Class Action Against UnitedHealth Group Inc. - UNH
- UNITEDHEALTH SHAREHOLDER ALERT: CLAIMSFILER REMINDS INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Lead Plaintiff Deadline in Class Action Lawsuit Against UnitedHealth Group Inc.- UNH
- UNH Investors Have Opportunity to Lead UnitedHealth Group Incorporated Securities Fraud Lawsuit
- UnitedHealth Group Announces Earnings Release Date
- ROSEN, A LONGSTANDING LAW FIRM, Encourages UnitedHealth Group Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action – UNH
- SHAREHOLDER ALERT: Pomerantz Law Firm Announces the Filing of a Class Action Against UnitedHealth Group Inc. - UNH
- DEADLINE ALERT for SPT, NARI, and UNH: The Law Offices of Frank R. Cruz Reminds Investors of Class Actions on Behalf of Shareholders
Trading Information
Trading Information
- Previous Close Price
- $497.30
- Day Range
$491.73–497.85
- 52-Week Range
$436.38–554.70
- Bid/Ask
- $495.00/$497.99
- Market Cap
- $457.54 Bil
- Volume/Avg
- 3.2 Mil/4.1 Mil
Key Statistics
Key Statistics
- Price/Earnings (Normalized)
- 19.29
- Price/Sales
- 1.22
- Dividend Yield (Trailing)
- 1.51%
- Dividend Yield (Forward)
- 1.69%
- Total Yield
- 3.17%
Company Profile
Company Profile
UnitedHealth Group is one of the largest private health insurers, providing medical benefits to about 53 million members globally, including 5 million outside the U.S. as of mid-2023. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.
- Sector
- Healthcare
- Industry
- Healthcare Plans
- Stock Style Box
- Large Core
- Total Number of Employees
- 440,000
Competitors
Competitors
- CVS Health Corp CVS
- Humana Inc HUM
- Elevance Health Inc ELV
- The Cigna Group CI
- Centene Corp CNC
Valuation
Valuation
| Metric | UNH | CVS | HUM |
|---|---|---|---|
Price/Earnings (Normalized) | 19.29 | 7.67 | 15.06 |
Price/Book Value | 5.28 | 1.02 | 2.68 |
Price/Sales | 1.22 | 0.21 | 0.41 |
Price/Cash Flow | 16.58 | 6.34 | 12.88 |
Price/Earnings
UNH
CVS
HUM
Financial Strength
Financial Strength
| Metric | UNH | CVS | HUM |
|---|---|---|---|
Quick Ratio | 0.76 | 0.54 | — |
Current Ratio | 0.85 | 0.81 | — |
Interest Coverage | 7.53 | 4.55 | 6.16 |
Quick Ratio
UNH
CVS
HUM
Profitability
Profitability
| Metric | UNH | CVS | HUM |
|---|---|---|---|
Return on Assets (Normalized) | 8.58% | 4.07% | 5.46% |
Return on Equity (Normalized) | 28.44% | 13.68% | 17.15% |
Return on Invested Capital (Normalized) | 16.43% | 7.90% | 11.21% |
Return on Assets
UNH
CVS
HUM
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Healthcare Plans Industry Comparables
Healthcare Plans Industry Comparables
| 1-Day Chart | Name | Price | Morningstar Rating for Stocks | Capital Allocation | Economic Moat | Market Cap |
|---|---|---|---|---|---|---|
| Elevance Health Inc ELV | Tjbwmwqx | Rpmpht | $124.3 Bil | |||
| The Cigna Group CI | Yyylzwhf | Ryvkv | $94.7 Bil | |||
| CVS Health Corp CVS | Dmslckx | Wvjktl | $75.6 Bil | |||
| Humana Inc HUM | Jzwmtyq | Hxbcp | $43.3 Bil | |||
| Centene Corp CNC | Tjngcctd | Vzrjckd | $36.8 Bil | |||
| Molina Healthcare Inc MOH | — | Gzbpnw | $18.0 Bil | |||
| Oscar Health Inc Class A OSCR | — | Bbgm | $4.5 Bil | |||
| Alignment Healthcare Inc ALHC | — | Vhtns | $1.6 Bil | |||
| Clover Health Investments Corp Ordinary Shares - Class A CLOV | — | Fcvj | $541.1 Mil |
